Mortgage Life Insurance purchased through a lending institution is generally not a good product.  You should consider purchasing an individually underwritten insurance policy sold through a licensed insurance brokerl.

The Advantages of Corporate Owned Life Insurance are discussed.

When it comes to purchasing insurance, many self employed consultants are confused as to how they should cover off their risks. 

How to choose a financial advisor?

If you speak with most people, you will find they have an accountant a lawyer and a family physician. There is one more advisor that they count in on their team and that is a financial advisor. Infact, this is probably one of the more important relationships that one will maintain throughout one�s lifetime.

Yet, if a financial advisor�s role is so important, how does one go about choosing a person for this role?

Since it's back to school for most of the kids, it would seem this edition of should concentrate on the financial planning aspects of education funding. But we thought you\\\\\\\\\\\\\\\\'d be a little more self absorbed and concerned, namely, about your own retirement planning prospects. So, this article will Individual Pension Plans.

Many of you have read stories of people who have elected to travel to another country for access to medical treatment not otherwise available in Canada, and have heard the staggering costs associated with these decisions. Others may have read of families renovating homes to accommodate their loved ones suffering from serious illnesses. Not only have these families endured life-threatening illnesses but also significant financial costs.

Though you may only meet a few times a year with your financial advisor, there are a number of steps that can be taken throughout the year to improve your financial well-being. This handy calendar contains tax and planning tips that can help you save money year-round. Please feel free to contact me at the number above if you wish to discuss any of these strategies in greater detail.

Many people believe that trusts are only for the very wealthy, but that\'s not the case. All of us make financial commitments during our lifetime that we want to see continued. A trust can provide the control needed to ensure that these commitments to the financial security of others last a very long time.

Here are some questions to ask yourself to help decide whether you need a trust:

While money market investments or cash can be an important part of a diversified portfolio, leaving a large portion of your portfolio parked is like putting the brakes on growth.

Now that RRSP season is over, it\'s time to think about what you are going to do with your refund. To some, it seems like found money. But to the discerning investor, this refund can be put to work for the sake of wealth creation. Here are a few ideas to consider going forward: